$0 Fraud Liability

$0 Fraud Liability
Panama – Not Just A Pretty Canal!
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Which of these two credit cards do you think is better?

I am focusing on cash backs. I am a full time student.

I picked Chase Freedom

* 3% bonus cash back on gas, groceries and fast food purchases for the first six months*
* 1% unlimited cash back on everything else. No cap, no expiration*
* 0% intro APR on purchases for up to 12 months*
* No annual fee
* Earn up to 10% cash back when you shop online with Chase Rewards PlusSM*
* Shop securely with Chase. Our innovative fraud monitoring system detects and alerts you of suspicious charges
* Zero liability on unauthorized purchases*

And Citi Bank’s Dividend Platinum Select

5% cash back at supermarkets, drugstores, gas stations & utilities for 6 months; 2% thereafter2

Earn 1% cash back on all other purchases2

* 0% APR for 6 months on Balance Transfers, Purchases & Cash Advances1
* No Annual Fee
* No minimum income or cosigner required1
* Access credit education tips and tools

Looks like Citibank is the best choice.